:root{--navy:#092f63;--navy2:#061f43;--blue:#0867df;--green:#159f62;--gold:#ffb400;--ink:#0f2746;--muted:#64748b;--line:#dce6f1;--soft:#f5f8fc;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.58;background:#fff}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1240px,calc(100% - 38px));margin:auto}
.topbar{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 18px #092f6310}.nav{height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:390px;max-width:45vw}.menu{display:flex;align-items:center;gap:23px;font-size:14px;font-weight:800}.menu a:hover{color:var(--blue)}.mobile{display:none;border:0;background:none;font-size:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:9px;font-weight:850;border:1px solid transparent;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--navy);color:#fff}.btn-blue{background:var(--blue);color:#fff}.btn-green{background:var(--green);color:#fff}.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.hero{padding:54px 0 32px;background:linear-gradient(135deg,#fff,#f3f8ff 58%,#fff)}.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:42px;align-items:center}.hero h1{font-size:clamp(41px,5vw,66px);line-height:1.04;letter-spacing:-2.5px;margin:9px 0 18px}.hero h1 em{font-style:normal;color:var(--green)}.hero p{font-size:18px;color:#40536e}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-weight:900}.checks{display:grid;gap:7px;margin:22px 0}.checks span:before{content:"✓";display:inline-grid;place-items:center;width:20px;height:20px;background:#e7f8ef;color:var(--green);border-radius:50%;font-weight:900;margin-right:8px}
.metric-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:24px}.metric{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:0 8px 22px #092f630d}.metric strong{display:block}.metric small{color:var(--muted)}
.section{padding:64px 0}.soft{background:var(--soft)}h2{font-size:34px;line-height:1.15;letter-spacing:-1px;margin:0 0 12px}.lead{max-width:830px;color:var(--muted);margin:0 0 30px}.eyebrow{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.11em;color:var(--blue)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:17px;background:#fff;padding:24px;box-shadow:0 10px 28px #092f630b}.card h3{margin:8px 0}.badge{display:inline-flex;border-radius:999px;padding:6px 10px;font-size:11px;font-weight:900;background:#eaf3ff;color:#0759bb}.badge-green{background:#e7f8ef;color:#0b7c49}.notice{background:#fff7d8;border-left:4px solid var(--gold);padding:16px 18px;border-radius:9px;margin:20px 0}.fine{font-size:13px;color:var(--muted)}
.provider-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}.provider-card{position:relative;text-align:center;border:1px solid var(--line);border-radius:16px;background:#fff;padding:21px 14px;box-shadow:0 10px 25px #092f6309}.provider-card.middle{border:2px solid var(--blue);transform:translateY(-7px)}.provider-card h3{font-size:20px;margin:9px 0}.rank{position:absolute;top:10px;left:10px;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.stars{color:#f5a400;letter-spacing:2px}.price{font-size:18px;font-weight:900;color:var(--navy)}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:17px;background:#fff}.comparison{border-collapse:collapse;width:100%;min-width:1000px}.comparison th,.comparison td{padding:15px 12px;border-bottom:1px solid var(--line);border-right:1px solid var(--line);text-align:center;vertical-align:top}.comparison th:first-child,.comparison td:first-child{text-align:left;position:sticky;left:0;background:#fff;z-index:2}.comparison thead th{background:#f7faff}.comparison .middle{background:#f4f9ff}.criteria{font-weight:850}.host{font-size:19px;font-weight:900}
.feature-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature{border:1px solid var(--line);border-radius:15px;padding:21px;background:#fff}.icon{font-size:30px}.page-head{padding:40px 0;background:linear-gradient(135deg,#eef5ff,#fff)}.page-head h1{font-size:44px;line-height:1.08;letter-spacing:-1.5px;margin:0 0 12px}.breadcrumb{font-size:13px;color:var(--muted);padding:17px 0}
.provider-hero{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:center}.provider-hero h1{font-size:48px}.summary-box{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.summary-item{padding:15px;border:1px solid var(--line);border-radius:12px;background:#fff}.summary-item strong{display:block}
.two{display:grid;grid-template-columns:1fr 1fr;gap:22px}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.list{list-style:none;padding:0;margin:0}.list li{padding:8px 0}.list li:before{content:"✓";color:var(--green);font-weight:900;margin-right:9px}.list.warn li:before{content:"–";color:#ce5b48}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:25px 0}.tab{border:1px solid var(--line);padding:10px 14px;border-radius:999px;background:#fff;font-weight:800}.tab.active{background:var(--navy);color:#fff}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 315px;gap:34px}.article h2{font-size:29px;margin-top:38px}.article h3{font-size:21px}.toc{position:sticky;top:106px}.toc a{display:block;padding:6px 0;color:var(--muted)}.faq details{border:1px solid var(--line);border-radius:11px;padding:15px 18px;background:#fff;margin:10px 0}.faq summary{font-weight:850;cursor:pointer}
.offer{display:grid;grid-template-columns:150px 1fr 175px;align-items:center;gap:20px;border:1px solid var(--line);border-radius:15px;background:#fff;padding:20px;margin:14px 0}.offer strong{font-size:20px}.offer-rate{font-size:29px;font-weight:900;color:var(--green)}
.footer{background:var(--navy2);color:#d7e5f6;padding:48px 0 22px}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:32px}.footer-logo{width:335px;filter:brightness(0) invert(1)}.footer h4{color:#fff;margin:0 0 12px}.footer a{display:block;color:#bdd0e7;padding:4px 0}.copyright{border-top:1px solid #ffffff1c;margin-top:28px;padding-top:17px;font-size:12px;color:#a9bdd5}
@media(max-width:980px){.menu{display:none;position:absolute;left:0;right:0;top:84px;background:#fff;padding:20px;flex-direction:column}.menu.open{display:flex}.mobile{display:block}.hero-grid,.provider-hero,.article-layout,.two{grid-template-columns:1fr}.provider-grid{grid-template-columns:repeat(2,1fr)}.cards,.three,.feature-row,.metric-strip,.footer-grid{grid-template-columns:repeat(2,1fr)}.toc{position:static}.brand img{max-width:68vw}}
@media(max-width:620px){.provider-grid,.cards,.three,.feature-row,.metric-strip,.footer-grid,.summary-box{grid-template-columns:1fr}.hero h1{font-size:42px}.page-head h1,.provider-hero h1{font-size:36px}.offer{grid-template-columns:1fr}.provider-card.middle{transform:none}.brand img{max-width:78vw}}